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Theres no need to submit receipts or wait for reimbursement. How Are Private Insurers Covering At-Home Rapid COVID Tests? We want our coverage to be complete and helpful to our audiences. Literally every patient I saw yesterday, I said, How many people live in the house with you. The tests you can get at no cost without a prescription are: Flowflex, Ongo, BinaxNow, iHealth, INTELISWAB, and Quick Vue. If you were tested by a licensed, independent facility and need to submit a claim for reimbursement, go to "Coverage & Costs"and select Submit a claim.. This policy applies to all private health insurers, and does not apply to Medicaid managed care or Medicare Advantage plans. Under the federal governments current guidelines, tests are eligible if: Eligible tests include single-use, cartridge-based tests (for example, Flowflex, BinaxNow or Ongo) that dont require a machine or mobile app to get results. Please note that your employer or health plan may have decided that you can only use certain pharmacies to purchase at-home COVID-19 tests using your benefit and without any up-front cost. These are highly accurate when you follow the manufacturers instructions, which may include taking both tests in your kit 24-36 hours apart. Self-tests are available from retail or online pharmacies. A negative self-test doesnt rule out infection. Remember, only some insurance companies have a network of preferred test providers. Get your results usuallyin approximately 24 hours or less. As we have written elsewhere, despite recent efforts to increase supply of tests, it can still be challenging to find a home COVID-test online and at pharmacies. There are some circumstances when an in-person test is required. If you test positive on an at-home COVID-19 test, please report your test results through the e-visit feature and you will receive further instructions, including when you should contact your physician, who will assess your symptoms and may prescribe available treatments based on clinical guidance.